When Heritage Bank Limited entered the Belizean banking landscape on January 2, 2001, something unique and historic began in Belize’s banking culture. For the first time in history, Belizeans could save, borrow and invest at a local bank which would channel the funds invested right back into the country. What’s more, our bank began shaping its operation around policies and goals aimed at encouraging the growth of local businesses and building Belize by offering the best savings and loan rates on the market. Despite our desire to serve Belizean businesses, though, the bank’s ultimate aim has always been to support all who are smart with their money and strategic in their choices.
Today the bank’s vision is being spread throughout the country. Heritage Bank continues to focus on creating a strong, customer-focused culture. The highest quality of one-to-one customer service—that’s what we strive for! With seven branches (in Belize City, Belmopan, Orange Walk, Caye Caulker, San Pedro, Independence and Pomona) and a few more in the making, we’re expanding our scope and diversifying our offers. At the same time, the bank is inviting Belizeans to manage their funds wisely and take advantage of our super banking packages and rates, while at the same time joining us in building a strong economy at home.
Community and history, trade and industry, music and art, learning and growing—the brilliant and intense array of activities that make up Belizean life all hinge on one hub: access to funds. And we at Heritage, by maximizing that access, seek to be the wheel that keeps all these proud Belizean forces rolling. As we continue to stretch out our hands of partnership to new groups in new areas, we pledge to continue to be a people-based operation that is at the pulse point of people’s lives and passions, and is morphing and moving with the community dynamic. Even as we grow and transform, though, there is one undeniable fact that all our customers know—
Restricted Countries
The Heritage Bank Limited complies with UN Sanctions so we will not accept applications or conduct business with any countries listed below:
- Cote d'Ivoire (Ivory Coast)
- Democratic Republic of the Congo
- Iran
- Iraq
- Lebanon
- Liberia
- North Korea (Democratic Peoples Republic of Korea)
- Sierra Leone
- Somalia
- Sudan
- Sudan (Dafur Region)
- Taliban, Al Qaida, Usama bin Laden
Governance and Compliance
Rooted in our identity
The fundamental basis for effective governance is rooted in our corporate identity which ensures the ethical, responsible, value-driven management and/or control of our institution in the interest of its shareholders, customers and counterparties, employees and other stakeholders.
Our institution is committed to conducting business in conformity with our domestic laws and regulations as well as international regulations relating to anti-money laundering. We recognize that we need to know and understand our customers, not merely to attain compliance with regulatory requirements, but more so to engage in close relationships.
Our anti-money laundering program clearly defines the measures we pledge to undertake to manage the risks involved with money laundering, terrorist financing and other serious crimes. These procedures are designed to ensure that formal systems of internal control, identification requirements, record keeping and documentation, reporting and training are executed and maintained.
It is against this philosophy, that the Bank is structured in a manner that provides for good relations with our shareholders, effective cooperation between the Board of Directors and the Executive Management Team, a system of performance-related compensation, risk management, regulatory compliance regime, and the highest standards of integrity, transparency, fairness, accountability and timely reporting.