Manage your funds more easily with the help of Heritage Bank’s checking services.
Regular Checking Joint Checking
Regular Checking Account
Features:
- FREE Personalized Checkbook (regular checkbook, a checkbook with receipt stubs or a binder with check leaves.)
- ATM Cash Card with free withdrawals (up to $500 cash daily) at any Heritage Bank ATM machine
- Easy transfers between your checking and savings accounts
- Easy deposits at any Heritage Branch or ATM machine
- Free entry (check) monthly per $100 balance maintained. (Additional entries have a $1.00 service charge.)
- Monthly statements (weekly statement available to help you track your spending!)
- Cash Management Services. Funds can be transferred from your savings into your checking account automatically whenever your checking funds are running low. Simply request this service.
- Access to our network of friendly Heritage banks
Requirements:
- $250 minimum balance
- Valid Identification
- Current utility bill (within last 3 months) OR job letter (6 months or more employed at job)
- Two (2) bank references OR One (1) plus one (1) character reference.

Joint Checking Account
Features:
- Ability to share account access and benefits with more than one person in an organization or family
- Includes all benefits listed above
Requirements:
- Same requirements as above needed for each person listed on the account