With just $100 you can start a savings account with Heritage Bank that will help you grow your money and set the foundation for a sound financial future. We have several options depending on your needs:
Regular Savings Premium Savings Joint Savings
Regular Savings Account
$100 minimum balance.
Features:
- 5% interest paid every quarter (March, June, September, and December), not only twice a year (as is the case at some other banks).
- Option of having a set amount transferred monthly from your checking account to your savings account.
- ATM Cash Card with free withdrawals (up to $500 cash daily) at any Heritage Bank ATM
- Easy transfers between your checking , savings account and other accounts
- Account passbook to help you track your balance with withdrawal and deposit slips
- Yearly statements
- Access to our network of friendly Heritage Banks
- NOTE - for those whose salaries are processed by Heritage Bank, no deposit is needed to open a savings account!
Requirements:
- $100 minimum balance
- Valid Identification
- Current utility bill or job letter to confirm address

Premium Savings Account
$5,000 minimum balance
Features:
- 6.5% interest paid every quarter (March, June, September, and December) not only twice a year (as is the case at some other banks).
- Pre-approved credit card at 19% with 1 year membership FREE
- Pre-qualify for reduction in personal loan rate up to 1%
- ATM Cash Card with free withdrawals (up to $500 cash daily) at any Heritage Bank ATM
- Easy transfers between your checking , savings account and other accounts
- Account passbook to help you track your balance with withdrawal and deposit slips
- Yearly statements
- Access to our network of friendly Heritage Banks
Requirements:
- $5,000 minimum balance
- Valid Identification
- Current utility bill or job letter to confirm address

Joint Savings Account
Features:
- Ability to share account access and benefits with more than one person in an organization or family
- Includes all benefits listed above
Requirements:
- Same requirements as above needed for each person listed on the account
For more information about our accounts visit your nearest branch or contact our
Customer Service Department at (501) 223-6783/6784 or contact us by e-mail